The FEMA Flood Maps are complicated. This map hopes to simplify them.
If the map doesn't geolocate automatically, enter your address below to see the FEMA flood zones around your area.
Once loaded, click on the zones for a more detailed definition and explanation.
100-Year Flood Zone
500-Year Flood Zone
Flood insurance is federally required for all structures within the 100-year flood zone (Special Flood Hazard Area, SFHA) that carry a federally backed mortage.
The FEMA flood maps are NOT property or structure specific - this causes a lot of confusion. If your lender or insurance company tells you that you are within the SFHA, that is their interpretation of the flood maps. They usually hire a flood determination company to do that for them. This page shows the maps that your lender should have used in their determination.
The only way to receive a structure or property specific determination from FEMA is to apply for a Letter of Map Amendment (LOMA).
All zones starting with V or A are within the 100-year flood area. The zones are differentiated by type of flooding or information available.This map shows these zones in red.
This map shows these zones in blue.